{"id":350,"date":"2023-11-02T14:54:22","date_gmt":"2023-11-02T13:54:22","guid":{"rendered":"https:\/\/www.axa.dz\/?page_id=350"},"modified":"2024-01-14T12:05:04","modified_gmt":"2024-01-14T11:05:04","slug":"assurance-emprunteur","status":"publish","type":"page","link":"https:\/\/www.axa.dz\/professionnels\/assurance-emprunteur\/","title":{"rendered":"Assurance emprunteur"},"content":{"rendered":"<div class=\"vce-row-container\"><div class=\"vce-row vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-5da45bc8\" data-vce-do-apply=\"all el-5da45bc8\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-hide vce-col--xs-first vce-col--sm-hide vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-last vce-col--md-first vce-col--lg-auto vce-col--lg-visible vce-col--lg-last vce-col--lg-first vce-col--xl-auto vce-col--xl-visible vce-col--xl-last vce-col--xl-first\" id=\"el-bdb4ff46\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-bdb4ff46\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-bdb4ff46\"><div class=\"vce-row-container\"><div class=\"vce-row vce-element--has-background vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--bottom\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-605db228\" data-vce-do-apply=\"all el-605db228\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-all-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/assurance_emprunteur_banner-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/assurance_emprunteur_banner-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-color-gradient-container vce-visible-all-only\" data-vce-do-apply=\"gradient el-605db228\"><\/div><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-first vce-col--lg-auto vce-col--lg-visible vce-col--lg-first vce-col--xl-auto vce-col--xl-visible vce-col--xl-first\" id=\"el-f9e68193\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-f9e68193\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-f9e68193\"><div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-last vce-col--lg-auto vce-col--lg-visible vce-col--lg-last vce-col--xl-auto vce-col--xl-visible vce-col--xl-last\" id=\"el-42d81830\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-42d81830\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-42d81830\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-3ebd452c\" data-vce-do-apply=\"all el-3ebd452c\" data-vce-animate=\"vce-o-animate--fadeInDown\"><h1><strong><span style=\"font-size: 14pt; color: #d24825;\">ASSURANCE EMPRUNTEUR<\/span><\/strong><\/h1><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-0e8b79fb\" data-vce-do-apply=\"all el-0e8b79fb\" data-vce-animate=\"vce-o-animate--fadeInUp\" data-vce-animate-delay=\"vce-o-animate-delay--1\"><h2 style=\"line-height: 1;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">L'ASSURANCE<\/span><\/h2>\r\n<h2 style=\"line-height: 1;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">D'EMPRUNTEUR<\/span><\/h2>\r\n<h2 style=\"line-height: 1;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">D'AXA<\/span><\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" id=\"el-14515741\" data-vce-do-apply=\"all el-14515741\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-hide vce-col--md-first vce-col--lg-hide vce-col--lg-first vce-col--xl-hide vce-col--xl-first\" id=\"el-3b1d49ef\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-3b1d49ef\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-3b1d49ef\"><div class=\"vce-row-container\"><div class=\"vce-row vce-element--has-background vce-row--col-gap-30 vce-row-wrap--reverse vce-row-equal-height vce-row-content--bottom\" data-vce-full-width=\"true\" id=\"el-b2743469\" data-vce-do-apply=\"all el-b2743469\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-all-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-left-bottom\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/assurance_emprunteur_banner-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/assurance_emprunteur_banner-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-last vce-col--md-first vce-col--lg-auto vce-col--lg-visible vce-col--lg-last vce-col--lg-first vce-col--xl-auto vce-col--xl-visible vce-col--xl-last vce-col--xl-first\" id=\"el-4ace283c\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-4ace283c\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-4ace283c\"><div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-612f2e28\" data-vce-do-apply=\"all el-612f2e28\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-05008928\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-05008928\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-05008928\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-553195c6\" data-vce-do-apply=\"all el-553195c6\" data-vce-animate=\"vce-o-animate--None\"><h1><span style=\"font-size: 14pt;\"><strong><span style=\"color: #d24825;\">ASSURANCE EMPRUNTEUR<\/span><\/strong><\/span><\/h1><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-0dbf27ad\" data-vce-do-apply=\"all el-0dbf27ad\" data-vce-animate=\"vce-o-animate--None\" data-vce-animate-delay=\"vce-o-animate-delay--1\"><h2 style=\"line-height: 1.5;\"><span style=\"font-size: 16pt;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">L'ASSURANCE D'EMPRUNTEUR D'AXA<\/span><\/span><\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" id=\"el-a3476611\" data-vce-do-apply=\"all el-a3476611\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-d9695bfd\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-d9695bfd\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-d9695bfd\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-f31001e3\" data-vce-do-apply=\"all el-f31001e3\"><h3 class=\"typo36\" style=\"text-align: center;\"><strong><span style=\"color: #ffffff;\">POURQUOI CHOISIR L\u2019ASSURANCE EMPRUNTEUR D\u2019AXA ASSURANCE ?<\/span><\/strong><\/h3>\r\n<p style=\"text-align: center; line-height: 1;\"><span style=\"color: #ffffff;\">Remboursement de l\u2019emprunt bancaire d\u00fb en cas de d\u00e9c\u00e8s ou maladie invalidante de l'assur\u00e9<\/span><\/p>\r\n<p style=\"text-align: center; line-height: 1;\"><span style=\"color: #ffffff;\">Disponibilit\u00e9 de nos produits d\u2019assurance dans les r\u00e9seaux bancaires conventionn\u00e9s<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--xl--has-col-background vce-row--lg--has-col-background vce-row--md--has-col-background vce-row--sm--has-col-background vce-row--xs--has-col-background vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--middle\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-6cbf14fa\" data-vce-do-apply=\"all el-6cbf14fa\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-fc61a98f\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-fc61a98f\" data-vce-animate=\"vce-o-animate--fadeIn-xl vce-o-animate--fadeIn-lg vce-o-animate--fadeIn-md vce-o-animate--fadeIn-sm vce-o-animate--fadeIn-xs\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-xl-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-lg-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-md-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-sm-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-xs-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/BANQUE-PRO-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-fc61a98f\"><div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-93717729\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-93717729\" data-vce-animate=\"vce-o-animate--fadeInRight-xl vce-o-animate--fadeInRight-lg vce-o-animate--fadeInRight-md vce-o-animate--None-sm vce-o-animate--None-xs\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-93717729\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-ad19f5bc\" data-vce-do-apply=\"all el-ad19f5bc\"><h3 class=\"title-article\" style=\"line-height: 1.25;\"><strong><span style=\"font-size: 24pt;\">Nos formules<\/span><\/strong><\/h3>\r\n<p>Le contrat souscrit comprend le montant du pr\u00eat bancaire.<\/p>\r\n<p class=\"title-article\"><span style=\"font-size: 16pt;\"><strong>Les + AXA<\/strong><\/span><\/p>\r\n<ul>\r\n<li>Vos proches sont lib\u00e9r\u00e9s de toute cr\u00e9ance gr\u00e2ce \u00e0 la prise en charge du remboursement<\/li>\r\n<li>La disponibilit\u00e9 de notre produit d\u2019assurance dans toutes nos agences AXA et le r\u00e9seau bancaire de la SGA<\/li>\r\n<li>Un paiement simplifi\u00e9 gr\u00e2ce au pr\u00e9l\u00e8vement automatique sur votre compte si vous souscrivez votre contrat dans l\u2019une des agences<\/li>\r\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--has-col-background vce-row--col-gap-30 vce-row-wrap--reverse vce-row-no-paddings vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-5d6ba793\" data-vce-do-apply=\"all el-5d6ba793\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first toped-col\" id=\"el-697ab33c\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-697ab33c\" data-vce-animate=\"vce-o-animate--fadeInLeft-xl vce-o-animate--fadeInLeft-lg vce-o-animate--fadeInLeft-md vce-o-animate--None-sm vce-o-animate--None-xs\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-697ab33c\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-30e63e28\" data-vce-do-apply=\"all el-30e63e28\"><h3 class=\"title-article\" style=\"line-height: 1.25;\"><strong><span style=\"font-size: 24pt;\">COMMENT DECLARER UN SINISTRE ?<\/span><\/strong><\/h3>\r\n<p>Le d\u00e9clarant doit se rendre au niveau de la banque SGA muni des pi\u00e8ces justificatives suivantes :&nbsp;<\/p>\r\n<p><strong>En cas de d\u00e9c\u00e8s de l\u2019assur\u00e9 :<\/strong><\/p>\r\n<ul>\r\n<li>Copie du bulletin d\u2019adh\u00e9sion<\/li>\r\n<li>Copie de la pi\u00e8ce d\u2019identit\u00e9<\/li>\r\n<li>Un extrait de l'acte de d\u00e9c\u00e8s pr\u00e9cisant la date de d\u00e9c\u00e8s&nbsp;<\/li>\r\n<li>En cas d'accident de circulation, un proc\u00e8s-verbal des autorit\u00e9s relatant les circonstances de l'accident<\/li>\r\n<\/ul>\r\n<p><strong>En cas d'Invalidit\u00e9 Absolue et D\u00e9finitive (IAD) :<\/strong><\/p>\r\n<ul>\r\n<li>Copie du bulletin d\u2019adh\u00e9sion<\/li>\r\n<li>Copie de la pi\u00e8ce d\u2019identit\u00e9<\/li>\r\n<li>Certificat m\u00e9dical du m\u00e9decin attestant l\u2019IAD&nbsp;<\/li>\r\n<li>Une attestation de la commission de s\u00e9curit\u00e9 sociale constatant l'invalidit\u00e9 et vous classifiant en troisi\u00e8me cat\u00e9gorie des invalides;<\/li>\r\n<\/ul>\r\n<p>Une fois le dossier transmis et trait\u00e9 par AXA, l\u2019indemnit\u00e9 sera vir\u00e9e directement au profit de la banque b\u00e9n\u00e9ficiaire.<\/p><\/div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-element--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-2430b4be\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-2430b4be\" data-vce-animate=\"vce-o-animate--fadeIn\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-all-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/2-shutterstock_265830785-4-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/2-shutterstock_265830785-4-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-2430b4be\"><div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--xl--has-col-background vce-row--lg--has-col-background vce-row--md--has-col-background vce-row--sm--has-col-background vce-row--xs--has-col-background vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--middle\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-5a07fc57\" data-vce-do-apply=\"all el-5a07fc57\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-4c335b18\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-4c335b18\" data-vce-animate=\"vce-o-animate--fadeIn-xl vce-o-animate--fadeIn-lg vce-o-animate--fadeIn-md vce-o-animate--fadeIn-sm vce-o-animate--fadeIn-xs\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-xl-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-lg-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-md-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-sm-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-xs-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\r\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\r\n              <noscript>\r\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Foire-aux-questions-scaled.jpg)\"><\/div>\r\n              <\/noscript>\r\n            <\/div><\/div><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-4c335b18\"><div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-83e4ed9d\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-83e4ed9d\" data-vce-animate=\"vce-o-animate--fadeInRight-xl vce-o-animate--fadeInRight-lg vce-o-animate--fadeInRight-md vce-o-animate--None-sm vce-o-animate--None-xs\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-83e4ed9d\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-b28a2744\" data-vce-do-apply=\"all el-b28a2744\"><h3 class=\"title-article\" style=\"line-height: 1.25;\"><span style=\"font-size: 24pt;\"><strong>Foire aux questions<\/strong><\/span><\/h3><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-0dd15af9\" data-vce-do-apply=\"margin padding border background  el-0dd15af9\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-0dd15af9\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>L\u2019assurance Emprunteur est-elle obligatoire? <\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-0dd15af9\"><p>Lors de la souscription d\u2019un cr\u00e9dit bancaire, votre banque demande la souscription d\u2019une assurance Emprunteur. Ceci vous assure le remboursement du cr\u00e9dit d\u00fb si un d\u00e9c\u00e8s ou une maladie invalidante venait \u00e0 survenir et ainsi lib\u00e9rer vos proches de toutes cr\u00e9ances.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-d7b92ab8\" data-vce-do-apply=\"margin padding border background  el-d7b92ab8\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-d7b92ab8\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>Quel est le montant de la garantie?<\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-d7b92ab8\"><p>Le montant du capital garanti est \u00e9gal au montant du capital restant d\u00fb \u00e0 payer au jour de son d\u00e9c\u00e8s conform\u00e9ment au tableau d\u2019amortissement au jour du constat de l'I.A.D par le m\u00e9decin de l\u2019assur\u00e9.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-186311ab\" data-vce-do-apply=\"margin padding border background  el-186311ab\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-186311ab\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>Ma banque sera indemnis\u00e9e dans tous les cas? <\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-186311ab\"><p>Oui, sous r\u00e9serve de :<\/p><ul><li>Paiement des primes dues;<\/li><li>D\u00e9c\u00e8s\/ Invalidit\u00e9 Absolue et D\u00e9finitive non cons\u00e9cutifs \u00e0 un risque exclu par le contrat;<\/li><li>D\u00e9claration du d\u00e9c\u00e8s ou de l'invalidit\u00e9 dans un d\u00e9lai maximum de 6 mois,<\/li><li>D\u00e9claration du d\u00e9c\u00e8s \u00e0 AXA dans le d\u00e9lai maximum de 15 jours \u00e0 compter de la date o\u00f9 la banque en a eu connaissance;<\/li><li>D\u00e9claration du sinistre \u00e0 l'assureur dans le d\u00e9lai maximum de 60 jours \u00e0 compter de la date o\u00f9 le souscripteur en a eu connaissance,<\/li><li>Impossibilit\u00e9 (absolue et d\u00e9finitive) d'exercer une activit\u00e9 r\u00e9mun\u00e9ratrice quelleconque et l'obligation d'avoir recours \u00e0 une tierce personne pour effectuer les actes ordinaires de la vie courante, cessation d'activit\u00e9.&nbsp;<\/li><\/ul><\/div><\/div><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-53c5f16b\" data-vce-do-apply=\"margin padding border background  el-53c5f16b\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-53c5f16b\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>Comment souscrire? <\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-53c5f16b\"><p>Au moment de la demande de votre cr\u00e9dit \u00e0 votre banque, vous devez remplir et signer :<\/p><p><strong>Un formulaire d\u2019adh\u00e9sion<\/strong>, \u00e0 savoir :<\/p><ul><li>votre nom, pr\u00e9nom, date naissance et adresse<\/li><li>votre profession<\/li><li>votre \u00e9tat de sant\u00e9<\/li><li>Le montant du cr\u00e9dit \u00e0 assurer<\/li><li>La dur\u00e9e du cr\u00e9dit<\/li><\/ul><p><strong>Une d\u00e9claration de bonne sant\u00e9<\/strong>&nbsp;et\/ou un questionnaire m\u00e9dical en fonction de votre \u00e9tat de sant\u00e9 et du montant du cr\u00e9dit \u00e0 assurer<\/p><p>Des examens m\u00e9dicaux compl\u00e9mentaires peuvent \u00eatre demand\u00e9s. Auquel cas, l\u2019assisteur prend RDV avec vous selon vos disponibilit\u00e9s. Les frais sont \u00e0 la charge d\u2019AXA.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-590849cd\" data-vce-do-apply=\"all el-590849cd\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-a0ada52b\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-a0ada52b\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-a0ada52b\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-0ceff70f\" data-vce-do-apply=\"all el-0ceff70f\"><h3 class=\"title-article\" style=\"text-align: center; line-height: 1;\"><span style=\"font-size: 24pt;\"><strong>T\u00e9l\u00e9chargement<\/strong><\/span><\/h3><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-10 vce-row-equal-height vce-row-content--top\" id=\"el-2b8cdd50\" data-vce-do-apply=\"all el-2b8cdd50\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-792b93f6\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-792b93f6\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-792b93f6\"><div class=\"vce-separated-button-container vce\" id=\"el-81f03d16\" data-vce-do-apply=\"margin el-81f03d16\" style=\"--alignment: center; --background: rgb(2, 1, 145); --color: #fff; --hoverBackgroundColor: rgb(2,1,138); --hoverTextColor: #fff;\"><a class=\"vce-button vce-separated-button vce-separated-button--style--border-square\" href=\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/Conditions-Generales-Emprunteur-1.pdf\" title=\"\" target=\"_blank\" data-vce-do-apply=\"border background  el-81f03d16\" rel=\"noopener\"><span class=\"vce-separated-button-icon\" data-vce-do-apply=\"padding el-81f03d16\"><span class=\"vce-separated-button-icon-wrapper vcv-ui-icon-material vcv-ui-icon-material-arrow_downward\"><\/span><\/span><span class=\"vce-separated-button-text\" data-vce-do-apply=\"padding el-81f03d16\">Conditions G\u00e9n\u00e9rales Emprunteur<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>ASSURANCE EMPRUNTEURL&rsquo;ASSURANCE D&rsquo;EMPRUNTEUR D&rsquo;AXA ASSURANCE EMPRUNTEURL&rsquo;ASSURANCE D&rsquo;EMPRUNTEUR D&rsquo;AXAPOURQUOI CHOISIR L\u2019ASSURANCE EMPRUNTEUR D\u2019AXA ASSURANCE ? Remboursement de l\u2019emprunt bancaire d\u00fb en cas de d\u00e9c\u00e8s ou maladie invalidante de l&rsquo;assur\u00e9 Disponibilit\u00e9 de nos produits d\u2019assurance dans les r\u00e9seaux bancaires conventionn\u00e9s Nos formules Le contrat souscrit comprend le montant du pr\u00eat bancaire. Les + AXA Vos proches sont [&hellip;]<\/p>\n","protected":false},"author":1028,"featured_media":0,"parent":288,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-350","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/350","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/users\/1028"}],"replies":[{"embeddable":true,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/comments?post=350"}],"version-history":[{"count":11,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/350\/revisions"}],"predecessor-version":[{"id":1138,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/350\/revisions\/1138"}],"up":[{"embeddable":true,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/288"}],"wp:attachment":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/media?parent=350"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}