{"id":302,"date":"2023-11-02T11:09:07","date_gmt":"2023-11-02T10:09:07","guid":{"rendered":"https:\/\/www.axa.dz\/?page_id=302"},"modified":"2025-11-20T12:00:36","modified_gmt":"2025-11-20T11:00:36","slug":"assurance-catastrophes-naturelles","status":"publish","type":"page","link":"https:\/\/www.axa.dz\/professionnels\/assurance-catastrophes-naturelles\/","title":{"rendered":"Assurance catastrophes naturelles"},"content":{"rendered":"<div class=\"vce-row-container\"><div class=\"vce-row vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-11715511\" data-vce-do-apply=\"all el-11715511\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-hide vce-col--xs-first vce-col--sm-hide vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-last vce-col--md-first vce-col--lg-auto vce-col--lg-visible vce-col--lg-last vce-col--lg-first vce-col--xl-auto vce-col--xl-visible vce-col--xl-last vce-col--xl-first\" id=\"el-90e74215\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-90e74215\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-90e74215\"><div class=\"vce-row-container\"><div class=\"vce-row vce-element--has-background vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--middle\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-91c67ce5\" data-vce-do-apply=\"all el-91c67ce5\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-all-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-center\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_banner.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_banner.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-color-gradient-container vce-visible-all-only\" data-vce-do-apply=\"gradient el-91c67ce5\"><\/div><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-first vce-col--lg-auto vce-col--lg-visible vce-col--lg-first vce-col--xl-auto vce-col--xl-visible vce-col--xl-first\" id=\"el-20d8c606\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-20d8c606\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-20d8c606\"><div class=\"vcv-row-control-wrapper\"><\/div><\/div><\/div><\/div><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-last vce-col--lg-auto vce-col--lg-visible vce-col--lg-last vce-col--xl-auto vce-col--xl-visible vce-col--xl-last\" id=\"el-e4efc8d6\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-e4efc8d6\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-e4efc8d6\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-61bdbab9\" data-vce-do-apply=\"all el-61bdbab9\" data-vce-animate=\"vce-o-animate--fadeInDown\"><h1><strong><span style=\"font-size: 14pt; color: #d24825;\">ASSURANCE CATASTROPHE NATURELLES<\/span><\/strong><\/h1><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-57bf1e99\" data-vce-do-apply=\"all el-57bf1e99\" data-vce-animate=\"vce-o-animate--fadeInUp\" data-vce-animate-delay=\"vce-o-animate-delay--1\"><h2 style=\"line-height: 1;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">L'ASSURANCE<\/span><\/h2>\n<h2 style=\"line-height: 1;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">CATASTROPHES<\/span><\/h2>\n<h2 style=\"line-height: 1;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">NATURELLES<\/span><\/h2>\n<h2 style=\"line-height: 1;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">D'AXA <\/span><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">ASSURANCES<\/span><\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" id=\"el-af7470ed\" data-vce-do-apply=\"all el-af7470ed\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-hide vce-col--md-first vce-col--lg-hide vce-col--lg-first vce-col--xl-hide vce-col--xl-first\" id=\"el-746180f6\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-746180f6\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-746180f6\"><div class=\"vce-row-container\"><div class=\"vce-row vce-element--has-background vce-row--col-gap-30 vce-row-wrap--reverse vce-row-equal-height vce-row-content--bottom\" data-vce-full-width=\"true\" id=\"el-6291bace\" data-vce-do-apply=\"all el-6291bace\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-all-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-left-center\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_banner.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_banner.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--xs-100p vce-col--xs-visible vce-col--xs-last vce-col--xs-first vce-col--sm-100p vce-col--sm-visible vce-col--sm-last vce-col--sm-first vce-col--md-auto vce-col--md-visible vce-col--md-last vce-col--md-first vce-col--lg-auto vce-col--lg-visible vce-col--lg-last vce-col--lg-first vce-col--xl-auto vce-col--xl-visible vce-col--xl-last vce-col--xl-first\" id=\"el-eab5e3aa\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-eab5e3aa\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-eab5e3aa\"><div class=\"vcv-row-control-wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-57012ebb\" data-vce-do-apply=\"all el-57012ebb\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-9e6eac1a\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-9e6eac1a\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-9e6eac1a\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-cbb825c2\" data-vce-do-apply=\"all el-cbb825c2\" data-vce-animate=\"vce-o-animate--None\"><h1><span style=\"font-size: 14pt;\"><strong><span style=\"color: #d24825;\">ASSURANCE CATASTROPHE NATURELLES<\/span><\/strong><\/span><\/h1><\/div><\/div><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-1da85279\" data-vce-do-apply=\"all el-1da85279\" data-vce-animate=\"vce-o-animate--None\" data-vce-animate-delay=\"vce-o-animate-delay--1\"><h2 style=\"line-height: 1.5;\"><span style=\"font-size: 16pt;\"><span style=\"font-family: inherit; font-weight: 600; font-style: normal; color: #020191;\">L'ASSURANCE CATASTROPHES NATURELLES D'AXA ASSURANCE<\/span><\/span><\/h2><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" data-vce-full-width=\"true\" id=\"el-edd3745f\" data-vce-do-apply=\"all el-edd3745f\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-dd8ddcf6\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-dd8ddcf6\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-dd8ddcf6\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-84d5b24c\" data-vce-do-apply=\"all el-84d5b24c\"><h3 class=\"typo36\" style=\"text-align: center;\"><strong><span style=\"color: #ffffff;\">Pourquoi choisir l\u2019assurance catastrophes naturelles d\u2019AXA assurances ?<\/span><\/strong><\/h3>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">Les catastrophes naturelles engendrent des bouleversements importants qui provoquent des d\u00e9g\u00e2ts mat\u00e9riels et humains...<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">L\u2019assurance Catastrophes Naturelles prot\u00e8ge votre logement et vos locaux professionnels.<\/span><\/p><\/div><\/div><div class=\"vce-button--style-grow-shadow-container vce-button--style-grow-shadow-container--align-center\" style=\"--alignment: center; --color: rgb(2, 1, 145); --hoverColor: rgb(2, 1, 145); --background: rgba(255, 255, 255, 0.85); --hoverBackground: rgb(255, 255, 255);\"><span class=\"vce-button--style-grow-shadow-wrapper vce\" id=\"el-c3a3e84f\" data-vce-do-apply=\"margin el-c3a3e84f\"><a class=\"vce-button vce-button--style-grow-shadow vce-button--style-grow-shadow--border-square vce-button--style-grow-shadow--size-medium\" href=\"https:\/\/www.axa.dz\/contactez-nous\/trouvez-votre-agence\/\" title=\"\" data-vce-do-apply=\"padding border background  el-c3a3e84f\">Contactez l\u2019agence la plus proche<\/a><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--xl--has-col-background vce-row--lg--has-col-background vce-row--md--has-col-background vce-row--sm--has-col-background vce-row--xs--has-col-background vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--middle\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-849eafd7\" data-vce-do-apply=\"all el-849eafd7\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-45b0015f\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-45b0015f\" data-vce-animate=\"vce-o-animate--fadeIn-xl vce-o-animate--fadeIn-lg vce-o-animate--fadeIn-md vce-o-animate--fadeIn-sm vce-o-animate--fadeIn-xs\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-xl-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-lg-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-md-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-sm-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-xs-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_2.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-45b0015f\"><div class=\"vcv-row-control-wrapper\"><\/div><\/div><\/div><\/div><div class=\"vce-col vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-fc1d46b8\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-fc1d46b8\" data-vce-animate=\"vce-o-animate--fadeInRight-xl vce-o-animate--fadeInRight-lg vce-o-animate--fadeInRight-md vce-o-animate--None-sm vce-o-animate--None-xs\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-fc1d46b8\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-21cf4e10\" data-vce-do-apply=\"all el-21cf4e10\"><h3 class=\"title-article\" style=\"line-height: 1.25;\"><span style=\"font-size: 24pt;\"><strong>Nos formules<\/strong><\/span><\/h3>\n<p>Notre assurance contre les Catastrophes Naturelles couvre votre logement et\/ou votre local professionnel contre les \u00e9v\u00e9nements suivants :<\/p>\n<ul>\n<li>Tremblement de terre;<\/li>\n<li>Inondations et coul\u00e9es de boue;<\/li>\n<li>Temp\u00eates et vents violents;<\/li>\n<li>Mouvements de terrain.&nbsp;<\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--sm--has-col-background vce-row--xs--has-col-background vce-row--xl--has-col-background vce-row--lg--has-col-background vce-row--md--has-col-background vce-row--col-gap-30 vce-row-wrap--reverse vce-row-no-paddings vce-row-equal-height vce-row-content--middle\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-5e4ba63e\" data-vce-do-apply=\"all el-5e4ba63e\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first toped-col\" id=\"el-d84bfe9e\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-d84bfe9e\" data-vce-animate=\"vce-o-animate--fadeInLeft-xl vce-o-animate--fadeInLeft-lg vce-o-animate--fadeInLeft-md vce-o-animate--None-sm vce-o-animate--None-xs\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-d84bfe9e\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-496ae2fb\" data-vce-do-apply=\"all el-496ae2fb\"><h3 class=\"title-article\" style=\"line-height: 1.25;\"><span style=\"font-size: 24pt;\"><strong>Comment d\u00e9clarer un sinistre<\/strong><\/span><\/h3>\n<p>Nous d\u00e9clarer votre dommage en remplissant le formulaire de d\u00e9claration de catastrophe naturelle \u00e0 partir de la survenance des sinistres.<\/p>\n<p>AXA missionne un expert pour constater l\u2019ampleur des d\u00e9g\u00e2ts.<\/p>\n<p>L\u2019indemnisation n\u2019est d\u00e9clench\u00e9e qu\u2019\u00e0 partir de la publication de l'arr\u00eat\u00e9 conjoint des ministres charg\u00e9s des collectivit\u00e9s locales et des finances reconnaissant l\u2019\u00e9tat de catastrophe naturelle dans la\/les commune(s) o\u00f9 se trouvent les biens sinistr\u00e9s.<\/p><\/div><\/div><\/div><\/div><\/div><div class=\"vce-col vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-c025c437\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-c025c437\" data-vce-animate=\"vce-o-animate--fadeIn-xl vce-o-animate--fadeIn-lg vce-o-animate--fadeIn-md vce-o-animate--fadeIn-sm vce-o-animate--fadeIn-xs\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-xl-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-lg-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-md-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-sm-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-xs-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_3.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-c025c437\"><div class=\"vcv-row-control-wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\"><div class=\"vce-row vce-row--xl--has-col-background vce-row--lg--has-col-background vce-row--md--has-col-background vce-row--sm--has-col-background vce-row--xs--has-col-background vce-row--col-gap-30 vce-row-no-paddings vce-row-equal-height vce-row-content--middle\" data-vce-full-width=\"true\" data-vce-stretch-content=\"true\" id=\"el-8dde6245\" data-vce-do-apply=\"all el-8dde6245\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-element--xl--has-background vce-element--lg--has-background vce-element--md--has-background vce-element--sm--has-background vce-element--xs--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-76b52807\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-76b52807\" data-vce-animate=\"vce-o-animate--fadeIn-xl vce-o-animate--fadeIn-lg vce-o-animate--fadeIn-md vce-o-animate--fadeIn-sm vce-o-animate--fadeIn-xs\"><div class=\"vce-content-background-container\"><div class=\"vce-asset-background-simple-container vce-visible-xl-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-lg-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-md-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-sm-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><div class=\"vce-asset-background-simple-container vce-visible-xs-only vce-asset-background-simple--style-cover vce-asset-background-simple--position-center-top\"><div class=\"vce-asset-background-simple\">\n              <div style='background-image: url(\"https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg\");'  class=\"vce-asset-background-simple-item vcv-lozad\" ><\/div>\n              <noscript>\n                <div class=\"vce-asset-background-simple-item\" style=\"background-image: url(https:\/\/www.axa.dz\/wp-content\/uploads\/2023\/11\/catastrophe_naturelle_1.jpg)\"><\/div>\n              <\/noscript>\n            <\/div><\/div><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-76b52807\"><div class=\"vcv-row-control-wrapper\"><\/div><\/div><\/div><\/div><div class=\"vce-col vce-element--sm--has-background vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last\" id=\"el-d39d4817\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-d39d4817\" data-vce-animate=\"vce-o-animate--fadeInRight-xl vce-o-animate--fadeInRight-lg vce-o-animate--fadeInRight-md vce-o-animate--None-sm vce-o-animate--fadeInRight-xs\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-d39d4817\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-1f6de791\" data-vce-do-apply=\"all el-1f6de791\"><h3 class=\"title-article\" style=\"line-height: 1.25;\"><span style=\"font-size: 24pt;\"><strong>Foire aux questions<\/strong><\/span><\/h3><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-cf5b0724\" data-vce-do-apply=\"margin padding border background  el-cf5b0724\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-cf5b0724\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>L\u2019assurance des catastrophes naturelles est-elle obligatoire ?<\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-cf5b0724\"><p>Suite au s\u00e9isme qui a frapp\u00e9 la wilaya de Boumerdes en 2003, l\u2019\u00e9tat a instaur\u00e9 l\u2019obligation l\u00e9gale pour tout propri\u00e9taire de souscrire \u00e0 l\u2019assurance des catastrophes naturelles pour son habitation et local professionnel.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-8b766bda\" data-vce-do-apply=\"margin padding border background  el-8b766bda\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-8b766bda\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>Est-ce que l\u2019assurance catastrophes naturelles d\u2019AXA est plus ch\u00e8re qu\u2019ailleurs? <\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-8b766bda\"><p>Le prix de cette assurance est r\u00e8glement\u00e9, le prix et garanties sont donc les m\u00eames chez toutes les compagnies d\u2019assurance.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-ef3a2e59\" data-vce-do-apply=\"margin padding border background  el-ef3a2e59\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-ef3a2e59\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>J\u2019ai d\u00e9j\u00e0 souscrit une assurance Habitation, est-ce suffisant ?<\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-ef3a2e59\"><p>L\u2019assurance Habitation ne couvre pas contre les garanties du contrat CAT NAT. Les dommages r\u00e9sultant de l\u2019inondation, tremblement de terre, \u00e9coulement de boue et mouvements de terrain ne sont indemnis\u00e9s que par l\u2019assurance des catastrophes naturelles, et sous r\u00e9serve que le gouvernement proclame ces \u00e9v\u00e8nements en tant que tels.<\/p><\/div><\/div><\/div><\/div><div class=\"vce-faq-toggle vce-faq-toggle-color--fff vce-faq-toggle-shape-color--b-2-1-145 vce-faq-toggle-shape--rounded vce-faq-toggle-hover-color--e6e6e6 vce-faq-toggle-shape-hover-color--b-236-77-51\"><div class=\"vce-faq-toggle-wrapper vce\" id=\"el-a50931b2\" data-vce-do-apply=\"margin padding border background  el-a50931b2\"><div class=\"vce-faq-toggle-inner\"><div class=\"vce-faq-toggle-title\"><p class=\"vce-faq-toggle-title-text\" aria-controls=\"faqToggle-a50931b2\" aria-expanded=\"false\"><i class=\"vce-faq-toggle-icon\"><\/i>J\u2019ai un contrat assurance habitation et j\u2019ai subi des fissures suite \u00e0 un tremblement de terre, serais-je indemnis\u00e9 ?<\/p><\/div><div class=\"vce-faq-toggle-text-block\" role=\"region\" id=\"faqToggle-a50931b2\"><p>Le contrat Habitation ne couvre que les d\u00e9g\u00e2ts \u00e9manant d\u2019un incendie, d\u00e9g\u00e2t des eaux, bris de glace&nbsp;; les tremblements de terre ne sont pas pr\u00e9vus dans ce contrat, m\u00eame s\u2019ils ne sont pas proclam\u00e9s catastrophes naturelles.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-30 vce-row-equal-height vce-row-content--top\" id=\"el-5b6ba699\" data-vce-do-apply=\"all el-5b6ba699\"><div class=\"vce-content-background-container\"><\/div><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-d98e02ee\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-d98e02ee\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-d98e02ee\"><div class=\"vce-text-block\"><div class=\"vce-text-block-wrapper vce\" id=\"el-a1fa5455\" data-vce-do-apply=\"all el-a1fa5455\"><h3 class=\"title-article\" style=\"text-align: center;\"><span style=\"font-size: 24pt;\"><strong>T\u00e9l\u00e9chargement<\/strong><\/span><\/h3><\/div><\/div><div class=\"vce-row-container\" data-vce-boxed-width=\"true\"><div class=\"vce-row vce-row--col-gap-10 vce-row-equal-height vce-row-content--top\" id=\"el-d7b845a2\" data-vce-do-apply=\"all el-d7b845a2\"><div class=\"vce-row-content\" data-vce-element-content=\"true\"><div class=\"vce-col vce-col--md-auto vce-col--xs-1 vce-col--xs-last vce-col--xs-first vce-col--sm-last vce-col--sm-first vce-col--md-last vce-col--lg-last vce-col--xl-last vce-col--md-first vce-col--lg-first vce-col--xl-first\" id=\"el-029281e1\"><div class=\"vce-col-inner\" data-vce-do-apply=\"border margin background  el-029281e1\"><div class=\"vce-col-content\" data-vce-element-content=\"true\" data-vce-do-apply=\"padding el-029281e1\"><div class=\"vce-separated-button-container vce\" id=\"el-007ff8ac\" data-vce-do-apply=\"margin el-007ff8ac\" style=\"--alignment: center; --background: rgb(2, 1, 145); --color: #fff; --hoverBackgroundColor: rgb(2,1,138); --hoverTextColor: #fff;\"><a class=\"vce-button vce-separated-button vce-separated-button--style--border-square\" href=\"https:\/\/www.axa.dz\/wp-content\/uploads\/2025\/11\/Conditions-Generales-Catastrophe-Naturelle.pdf\" title=\"\" target=\"_blank\" data-vce-do-apply=\"border background  el-007ff8ac\"><span class=\"vce-separated-button-icon\" data-vce-do-apply=\"padding el-007ff8ac\"><span class=\"vce-separated-button-icon-wrapper vcv-ui-icon-material vcv-ui-icon-material-arrow_downward\"><\/span><\/span><span class=\"vce-separated-button-text\" data-vce-do-apply=\"padding el-007ff8ac\">Conditions G\u00e9n\u00e9rales Catastrophe Naturelle<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>ASSURANCE CATASTROPHE NATURELLESL&rsquo;ASSURANCE CATASTROPHES NATURELLES D&rsquo;AXA ASSURANCES ASSURANCE CATASTROPHE NATURELLESL&rsquo;ASSURANCE CATASTROPHES NATURELLES D&rsquo;AXA ASSURANCEPourquoi choisir l\u2019assurance catastrophes naturelles d\u2019AXA assurances ? Les catastrophes naturelles engendrent des bouleversements importants qui provoquent des d\u00e9g\u00e2ts mat\u00e9riels et humains&#8230; L\u2019assurance Catastrophes Naturelles prot\u00e8ge votre logement et vos locaux professionnels.Contactez l\u2019agence la plus proche Nos formules Notre assurance contre les [&hellip;]<\/p>\n","protected":false},"author":1028,"featured_media":0,"parent":288,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-302","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/users\/1028"}],"replies":[{"embeddable":true,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/comments?post=302"}],"version-history":[{"count":15,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/302\/revisions"}],"predecessor-version":[{"id":1790,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/302\/revisions\/1790"}],"up":[{"embeddable":true,"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/pages\/288"}],"wp:attachment":[{"href":"https:\/\/www.axa.dz\/api\/wp\/v2\/media?parent=302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}